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Stubbornly excessive inflation and the expectation of additional rate of interest rises add as much as dangerous information for tens of millions of mortgage debtors who must refinance in coming years.
The Monetary Occasions has convened a panel of consultants to reply your questions on refinancing or shopping for a property for the primary time.
Claer Barrett, the FT’s shopper editor, joins Adrian Anderson, director of mortgage dealer Anderson Harris, and Sarah Pennells, shopper finance specialist at Royal London, to reply your queries.
New-buyers and remortgagers alike face troublesome choices over how lengthy to repair or re-fix for, and the elements that may work of their favour when trying to find the perfect deal. You may need questions on what choices may very well be open to you — and the way this might have an effect on your credit score rating.
The FT can be all in favour of listening to from buy-to-let landlords and renters, and the pressures they’re going through as charges climb larger. Plus, when you’re within the fortunate place of getting locked right into a low charge, you may wish to ask in regards to the deserves of overpaying your mortgage.
Go away your query within the on-line feedback under this story, and the consultants will sort out them till 1pm GMT immediately. Please observe that the panel’s responses are their private opinions, and should not meant as particular person monetary recommendation or a product advice.